If you’re a California business owner, understanding the CalSavers Retirement Savings Program is essential to ensure compliance with state laws and provide a valuable benefit to your employees. CalSavers, a state-mandated retirement savings program, is designed to help employees save for retirement, particularly those working in businesses that don’t currently offer retirement plans. For businesses of all sizes, it’s critical to understand the key deadlines and how CalSavers impacts your responsibilities.

Filing 1099 forms is an essential part of managing your business’s tax obligations, especially if you work with freelancers, contractors, or vendors. These forms report various types of non-employee compensation to the IRS, ensuring accurate and timely tax reporting. Let’s break down the basics of 1099 forms, when you need them, and how to efficiently collect W-9s from your vendors or contractors.